Standard Chartered Visa Infinite Card; This is one of the cards that require a higher income level in Singapore. Bonus miles capped at $80 transit spend per month till June 2020. Earn up to 80,000 points. Be sure to ask a bank rep to clarify if you don’t see answers anywhere. It’s in 140 countries compared to Visa and Mastercard’s 200+. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. It comes with a first-year annual fee waiver and unlike other cards, there are no messy conversion fees to transfer miles to your KrisFlyer frequent flyer program. Standard Chartered Unlimited Credit Card: A great fuss-free cashback credit … Looking for a credit card that best suits your spending style? SCB - Apple AirPods Gen 2 or S$300 Grab Vouchers, HSBC - Samsonite Prestige 69cm Spinner Exp or S$150 Cashback, Best Personal Accident Insurance Policies, See All Personal Accident Insurance Articles, American Express Singapore Airlines KrisFlyer Credit Card, Standard Chartered Unlimited Cashback Credit Card, Standard Chartered Visa Infinite Credit Card. Whichever payment network you choose, you can get a credit card from a bank like DBS or UOB. Use of this site constitutes acceptance of our. The American Express® Singapore Airlines KrisFlyer Credit Card Receive up to 13,300 KrisFlyer miles with a min. The first three-odd years of my working life were also spent dodging paying off my CPF education loan from, like, 2012. Spend $20,000 in the first 6 months and get a total of 100,000 points (62,500 miles). Annual Fee … Citi® Double Cash Card – 18 month BT offer. $1 = 4.4. miles on local bus and train rides via mobile contactless. The best starter credit cards all share similar qualities. This card rewards you for spending money by giving you a 1.5% cashback on eligible purchases. Unfortunately, there’s no single best credit card in Singapore. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first. For example, if you’re a real foodie and love checking out new restaurants around town, then it makes sense to get a card with rewards points for dining out and useful perks like 1-for-1 buffet promotions. You can get instant digital credit card approval and issuance if you apply via MyInfo! SingSaver Promotion: Receive a Garmin Venu Sq Watch (worth $299) or a set of Apple AirPods with Charging Case (worth $239), when you apply for the Standard Chartered Unlimited or Standard Chartered Rewards+ credit card! Valid until 27 Dec 2020 - See more details below, Valid until 28 Dec 2020 - See more details below, Valid until 10 Jan 2021 - See more details below, Valid until 31 Dec 2020 - See more details below, Savings on dining, grocery and grab spendings, Convenience and perks for frequent flyers, Unlimited cashback with Ez-link capabilities, Highest cashback on any contactless payment, Find a card that fits your spending habits, Plan how to use your credit card benefits. American Express is a bit less widely accepted globally. Promotion valid till 30 June 2020. Promotion valid till 31 July 2020. Don’t focus on travel rewards or cash back rates, these will come later. Here are some of the cards that are best suited for high-income earners. Best Business Credit Cards American Express® Business Gold Card: Best Business Credit Card For Membership Rewards The Business Platinum Card® from American Express: Best … Comparing Best Credit Card in Singapore (updated 2019) Compare and select the best credit card that most suitable for your daily usage. Pick your Citibank card here! This is a deeply personal matter - only you can decide how you prefer to be rewarded. On a lunch or dinner flight departing Singapore their catering is … Specifically, Singapore Suites is one of the best first class cabins in the industry.. Not only is the inflight product amazing, but Singapore’s flight attendants are some of the most attentive in the industry. The vast majority of credit cards fall somewhere in the middle of these two extremes, and $192.60 is a typical fee. Points credit cards, on the other hand, are more flexible as they can be used to either get cash rebates on specific merchants or convert points into miles to redeem free flight tickets. Credit Cards Get the Maybank Credit Card that complements your lifestyle and gives you the best rewards. The best airline credit cards offer perks that can save frequent flyers hundreds of dollars a year. Below is a visual representation of the approximate savings one can earn by using the best shopping credit cards in Singapore. With no annual fees for life, the best cashback cards in Singapore gives you access to over 1,000 regional deals and discounts, privileges like complimentary green fees and more! The UOB PRVI Miles Card is recognised to be one of the best air miles cards in Singapore, thanks to its generous earn rate of 1.4 miles per dollar (local) and 2.4 miles per dollar (overseas). Citi Cashback Credit Card. Only for new Citi credit card customers in Singapore. SingSaver exclusive promotion: Receive a set of Sony WF-1000XM3 Wireless Noise Cancelling Headphones (worth $349) or $300 cash via PayNow when you make a qualifying spend within 30 days of card approval. First, almost all spend qualifies you for 1.5% cashback. So you see, getting a credit card has always seemed an insurmountable and needless milestone…at least, to … Find out all you can about terms and conditions like expiry dates, exclusions, minimum spend, credit limit, etc. T&Cs apply. Compare credit cards and apply for credit cards online! The best rewards credit card depends on your preferences for points, miles or cash back and your credit card strategy. Returning to Singapore after studying overseas and looking to open my first credit card since I'm starting my first job here. To be eligible for this promotion, you’ll have to be a new Standard Chartered Bank cardholder and activate your new card within the first 30 days of card approval. That’s not bad for a first credit card, especially considering there are no fees whatsoever. It really depends on your lifestyle and spending habits. Tens of millions of people visit the country from overseas every year, keen to experience the fun attractions, island resorts and pleasant temperatures all year round.. It’s one of the most economically developed countries in the whole of Asia, meaning tourists should have little to no problem spending money on a credit card. Save S$187 Extra Discount LG UHD SMART TV 43UN7300PTC S$762.00 S$949.00 Save S$700 Extra Discount SHARP SOUND BAR HT-SBW460 … The Centurion Card is by far the most exclusive among the credit cards available in Singapore. Capital One Platinum Credit Card: Best feature: No annual fee. On travel booking sites such as Expedia and Agoda, this earn rate can go as high as 6 miles per dollar. Charged when you move a balance from one card to another, usually 2% to 4% of the amount transferred. Deciding between the AMEX Blue and the AMEX Ascend? Receive up to 8,800 KrisFlyer bonus miles and a 24″ Acer Monitor (worth S$349) within the first 3 months of membership: The Citi Cash Back Visa Card offers one of the highest cashback rates for groceries, dining, Grab and petrol compared to other cards on the market. With so many credit cards in Singapore to choose from, it can be difficult to narrow down the best credit cards to suit your lifestyle. You will find the best publicly available credit card signup bonus, offers, deals, and promotions. There is no single “best credit card” for everyone out there. As a first-time credit card holder who dines out regularly, you’d love the Depending on what you value and what you spend each month, you can save thousands of dollars in cashback or air miles each year simply by choosing the right credit card. Annual fees aren’t the only type of credit card charges you might be paying. We offer the pros and cons of the top cards and how to pick the best rewards credit card for you. Credit Cards 11 Things Working Adults In Singapore Should Know Before Applying For Their First Credit Card Don’t sign up for a credit card until you understand how they really work. I never had a credit card while I was abroad, so kind of clueless. This overview of rewards cards basics will help you learn about the different rewards programs out there and, most important, whether or not it’s worth signing up for a … You can “ “I’ve always thought about getting a travel credit card, but I didn’t know which one to get. $888. Chase Sapphire Preferred® Card. Here are the 5 most popular credit cards in Singapore, based on our data: 1. Additionally, this site may be compensated through third party advertisers. You can get the Discover it Secured Capital One Platinum Credit Card: Best feature: No annual fee. You can earn up to 10 miles for every S$1 spent on online travel booking expenses and your points never expire, so you can accumulate them to redeem for even more holidays. Cash Back 1.5% Cash Back Cap Unlimited Min. BEST Online Offer! “I’ve always thought about getting a travel credit card, but I didn’t know which one to get. Disclaimer: At MoneySmart, we aim to provide accurate, objective and up-to-date information. The best rewards credit cards for signup bonuses and category spend bonuses with spending requirements, points/miles worth, and full review. Visa has a slight edge in terms of acceptance, but really, you’ll be fine with either. On a lunch or dinner flight departing Singapore their catering is typically excellent, and they sometimes have caviar, satay, etc. By Rohith MurthyRohith leads SingSaver, a financial comparison site aimed at helping consumers in Singapore save money and time by finding the right financial products. The best choice is likely to be a credit builder credit card , as these are designed for people with a poor or limited credit history. Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. In fact, I’ll be updating this article pretty often. Senior business executives who travel often for work or leisure may want to check this out. Weigh hundreds of credit card options at once. Here’s why: You don’t necessarily need an … Coupled with a relatively low minimum monthly spend of $800, it’s a well-rounded, multi-purpose card ideal for dining out, supermarket shopping and Grab rides or filling up fuel if you own a car. The cash back card also offers a credit limit of up to $10,000 — with a minimum of $500, which is determined by your ability to pay and other factors. Receive $80 cash via PayNow for new customers when you spend $500 within the first month of card … This means they handle all the technical back-end stuff that makes it possible to pay with your credit card anywhere in the world. Spend S$0. On a good day, Singapore’s Suites might be the best first class soft product in the world. The AMEX KrisFlyer Blue, as it’s affectionately called, offers one of the best air miles welcome bonus to help jumpstart your air miles game. spend of S$3,000 in your first 3 months, and an additional Acer Monitor KA242Y (u.p. Get your full, exclusive copy of The Ultimate Savings Guide for COVID-19 and Beyond, including tips on reducing unnecessary expenses, creating additional income streams and more! Best first-time credit cards Chase Freedom Unlimited: Best for future value. Or accumulate points for shopping vouchers? Personalised, bite-sized reads, money hacks and product recommendations. Petal 2 Visa® Credit Card. Avoid paring Miles credit cards with Cashback credit cards since these reward types are incompatible. It offers a generous cash-back rewards rate that is nearly unheard of in a secured card. Visa, Mastercard and Amex are the 3 big global payment networks. With CIMB Credit Cards, enjoy a high cashback of up to 10%! 10,800 miles if you spend a minimum of S$3,000 in the first 3 months. Your personal and financial data stays safe through 2-factor authentication. The Points Guy, Brian Kelly, answers a reader question about the best rewards credit card strategy for flying Singapore Airlines First Class. You want a card with great rates and features, and one you can actually get. If you're interested in applying for your first miles credit card and tend to fly with SIA, you may want to consider American Express Singapore Airlines KrisFlyer Card. It’s definitely a great fuss-free cashback credit card for all-rounded spending. The HSBC Visa Infinite Card is a premium credit card offering one of highest welcome bonus miles and exclusive travel perks such as unlimited access to airport lounges, airport limousine and express immigration clearance. Or would you rather enjoy cash rebates? Compare all available credit cards in Singapore based on what you can get out of your spending, be it cash back, rewards, petrol, grocery, shopping, buffet, air miles or no annual fee. If you already have a Standard Chartered credit card, you’ll be rewarded with $30 cash via PayNow when you sign up. Enjoy a complimentary 2 night stay at selected Banyan Tree and Mandarin Oriental hotels, with a further 1 night free stay at the W Singapore or St Regis Singapore. And, if the full amount of the credit isn’t used by the end of the sailing, any remaining credit will be refunded to the card on file. Apply through us too and receive exclusive welcome gifts – on top of the bank’s own sign-up bonuses! The best first credit cards have minimal credit requirements (if any at all) and give cardholders regular access to a free credit score, in addition to exceptional offerings like rewards, few costs, or a low APR. Now that you’ve got a shortlist of credit cards, it’s time to dig deeper into the details of the rewards or air miles programmes. Credit cards come with a whole bunch of benefits, so think about which benefits you actually want to use. Let’s assume you charge an average of $1,000 per month to your credit card. Many of these other common fees will impact the benefits you earn, so be mindful of them and actively monitor your spend. Compare the Best Overseas Credit Cards in Singapore. Whether you’re looking for travel rewards, cash back on everyday purchases, a way to build credit, or a better way to pay down costly debt, we’ve done the research and crunched numbers to find the very best option for you. Takes less than 10mins to apply online with MyInfo. Sign in now to claim your free savings guide. Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. SingSaver.com.sg’s comparison tool helped me decide on an air miles card in 10 minutes.” ”, “ “I used to be scared of credit cards, but SingSaver.com.sg made me realise that I don’t have to worry about debt if I pay my bill on time each month. Based on an average monthly spend of S$2,000, we analysed the best credit cards for overseas expenditures on the market, calculating the total value they generate for their users after 2 years, summing up all rewards and netting out annual fees. Benefits & Info. Earn an additional 30,000 points after you spend $10,000 on purchases in the first … Think about your current lifestyle and spending habits. Sign-up bonus: $200 bonus after spending $500 in their first three months, plus earn 5% back on the first $12,000 on groceries in your first account year. This promotion is valid for the first 200 new UOB cardmembers from now till 31 December 2020. This credit is pro-rated based on the cruise fare paid. Limited time offer: Get our highest cash gift amounting to $350 when you apply and spend on your Citibank credit cards! We’ve rounded up the best credit cards for fresh grads in 2019 right here so that you can enjoy more time spending your first paycheck! Which are the most popular credit cards in Singapore? Sign-Up Bonus: The ANZ Travel Visa Signature Credit Card … The best first credit card to get will be the one to start building your credit history. Citi PremierMiles Visa Credit Card is a great travel card to start with. Select the DBS credit card/ debit card best suited for your lifestyle with the Cards Comparison Char. This is a fee imposed on overseas spending - whether it’s while you’re traveling or even when making an online purchase on a foreign website. S$349*) if you are new to American Express. Thinking about Investing during the Circuit Breaker to grow your money? If you use a basic air miles credit card such as the American Express Singapore Airlines KrisFlyer Credit Card, which gives you 1.1 Miles for every $1 spent, you would earn a total of 26,400 miles over a 2-year period. The best credit card is the one that compliments your spending habits and allows you to maximise the cashback you can earn. Every credit card rewards program is different, so it’s best to read individual credit card reviews to understand their programs. Cardholders earn 1.1 miles per S$1 on general spend (2 miles Best Credit Card Sign-up Free Gift; Best Singapore Deposit Rates; Calendar; Credit Cards, Prepaid Cards, Banks all; ongoing ; started today ; ends today ; starts tomorrow ; upcoming ; YouTrip: Sign up & get up to $8 cashback on 21 brands, plus a chance to win $100! However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. Welcome Bonus: 5,000 KrisFlyer miles the very first time you charge to your Card (for first-time American Express Singapore Airlines Credit Card applicants only). When comparing credit card deals, it’s important to consider your financial situation and how you intend to use a card in order to help you find the best no annual fee credit card for you. Here are the 5 most popular credit cards in Singapore, based on our data: The Standard Chartered Unlimited Cashback Card is a no-brainer when it comes to calculating your cashback per month. Capital One also has cards like the Capital One Venture Rewards Credit Card that earn points that can be transferred to specific travel partners. This card gives you the most number of elite status in loyalty programmes. You’re in luck! NerdWallet’s credit card finder tool helps you pick the best credit card for your needs. Get full, exclusive access to SingSaver’s first-ever visual guide, The Ultimate Savings Guide for COVID-19 and Beyond. Already signed up? It comes with an annual income requirement of $120,000 and a hefty $650 annual fee. On a good day, Singapore’s Suites might be the best first class soft product in the world. Many credit cards do feature an automatic annual fee waiver for the first one or two years. Note that American Express also issues its own credit cards, even though it’s not a bank. 5.0 Apply Now. Earn unlimited 1.5% cash back on all purchases. Whether you’re on team cashback, air miles, or rewards, you can always save time comparing on SingSaver. This is usually 2.5% to 3% on top of the prevailing foreign exchange rate. You would spend a total of $12,000 per year. Space out bills with DBS Payment Plans Earn S$50 cash rebate when Also, a min. If you’ve decided to apply for your first credit card, it’s helpful to know the different types available so you can pick the right one for you. BOC Singapore >> Bank Cards >> BOC Credit/Debit Cards BOC Credit/Debit Cards BOC Qoo10 Credit Cards BOC Elite Miles World Mastercard BOC Zaobao Credit Card … $150 cash credit when you spend $1,500 within 30 days from approval date. Be prepared to fork out up to 6% of the transaction amount, plus 2%+ daily charges on unpaid withdrawn balance. Here are three of the best credit cards that you can use to book an award trip to Singapore: Chase Sapphire Preferred The Chase Sapphire … The best first credit card is the Capital One Platinum Credit Card because it has a $0 annual fee and offers high approval odds to people with limited or no credit history. And the best part? When it comes to your credit scores, the average length of your credit history matters. You can compare credit cards and choose up to 3 cards. Whether you are looking for a card that will reward you of dining, travel, air miles and petrol rebates, it is best to check all available options and make sure that your choice will match your needs and lifestyle. The best airline credit cards can net you free flights, priority boarding, free checked bags, and bonus miles. You’ll have to choose the best one for you. ANZ Travel Visa Signature Credit Card. You do get more benefits. Heck, I only got my first life insurance plan last year. The best cashback credit cards in Singapore help you save money on your daily spending in a convenient and easy way. $1 = 6 miles on Agoda, Expedia and UOB Travel, 35,000 welcome miles upon approval and annual fee payment, Low miles earn rate for local (1 mid) and overseas (2 mpd) spend, Unlimited lounge access across 1,100 airport lounges, 1 complimentary airport limousine transfer and express immigration clearance on $2,000 spent on eligible purchases per month, $20 worth of Grab rides when you apply online with MyInfo via SingPass, 5,000 bonus miles upon spending $3,000 (new and existing cardholders), Spend $3,000 within first 3 months to receive 3,300 miles on 1.1 earn rate, 24″ Acer Monitor (worth S$349) upon spending $3,000 (new cardholders only). Long considered one of the best experiences in flying, traveling in Singapore Airlines’ first class is a luxury you won’t want to miss. Top Credit Card Promotions And Deals On SingSaver Here’s a compilation of all the credit card promotions on SingSaver, as well as the credit cards eligible for each promotion. Some cards waive the annual fee when a target spending amount has been reached in the previous year. Earn Miles That Don't Expire - Annual Fee Applies. Spend Bonus: Receive a Bang & Olufsen Beoplay E8 2.0 (worth up to S$399) when you spend S$5,000 in the first 3 months of Card Membership. ... 11 Things to Know Before Getting Your First Credit Card. Love it.”, Maybank Horizon Visa Signature Credit Card, Standard Chartered Unlimited Cashback Card, Allianz Global Assistance Travel Insurance, American Express Singapore Airlines KrisFlyer Credit Card, instant digital credit card approval and issuance, highest cashback rates for groceries, dining, Grab and petrol, Top 6 Air Miles Credit Cards in Singapore, Why Citi PremierMiles Visa May Be the Most Useful Miles Card in Singapore, 6 Credit Cards That Give Free Access To Airport Lounges, The Best Miles Cards… May Be Rewards Cards, Low earn rate of $1 = 1.1 miles on local spend, $1 = 3.1 miles on Grab rides and select coffee, fast food, food delivery, pharmacy, and entertainment merchants, 8% cash back on Groceries & Petrol daily, worldwide, 6% cashback on Dining at restaurants, cafes, fast food eateries, caterers daily, worldwide, Fuel savings of up to 20.88% at Esso & Shell, Up to $1,000,000 coverage when you charge your travel tickets to the card, Low minimum spend of $800 per month required to earn cashback. Some content may be compensated through third-party advertisers. © 2009-2020 MoneySmart. I found and applied for a cashback card easily on their website. The Chase Freedom Unlimited® Card offers a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Both payment networks are easy and secure to use. When comparing the best credit cards for rewards, it is often a good choice to combine multiple credit cards each specializing in a particular spending type or card feature that best suits your lifestyle. In addition to being open to applicants with limited credit profiles, they also offer: 1. Credit cards, are no doubt, one of the basic financial tools we all need to get through the tough times. Read our quick but comprehensive guide to deciding which is better suited for you. Cashback credit cards offer perhaps the most straightforward type of reward for consumers. Here’s how: At some point in your life, you’ll probably wonder if there’s a difference between a Visa card and Mastercard (and maybe American Express). What’s also surprising is that the annual income requirement is only $30,000 so it’s a great entry-level card to really start racking up miles. Different credit cards will suit different spending, lifestyle profiles and reward preferences. Spend Bonus: Receive a Bang & Olufsen Beoplay E8 2.0 (worth up to S$399) when you spend S$5,000 in the first 3 months of Card Membership. If you have no credit or very limited credit, you’ll need to read up on building credit for the first time. All Singapore credit cards come with a credit limit and an interest rate which is set by the lender. Cardholders earn 10 points (4 miles) per S$1 spend on fashion, electronics, and retail with select merchants like Amazon, Lazada, Qoo10 and many more. Sign up by 31 Dec 2020 P2W3D ON TODAY. Do you want to collect air miles and fund your upcoming travels? All rights reserved. If a bank credit card interests you, two of the best credit card rewards programs are American Express and Chase, because their points can be transferred to a wide variety of partners. If you’ve never had a credit card or loan before, a secured credit card offers your best chance of approval. Find the best airline card and start earning miles today. Best . These dollar values * represent the approximate amount of rewards a person can earn in cash rebate & air miles when spending S$2,000 per month for 2 years. Customers must have an annual income of at least $500,000 to have the card and pay an annual fee of $2,000. Welcome Bonus: 5,000 KrisFlyer miles the very first time you charge to your Card (for first-time American Express Singapore Airlines Credit Card applicants only). Credit cards are a great way to build your credit history, to make large purchases, and to use during emergencies. The best first rewards credit card to start with is the one that matches your spending habits, travel and lifestyle goals, and your financial situation. Best Credit Cards for Building Credit of December 2020Bank of America® Cash Rewards Credit Card for Students: Best feature: Cash back for students. on Citibank's application. Find the best online brokerage firm that suits your needs and start investing today. 3 Qualities Shared By the Best First Credit Cards. They stand out from the majority of credit cards, which require a more established credit history to qualify. I found and applied for a cashback card easily on their website. Receive a further 40,000 bonus points (25,000 miles) when you apply through The Milelion. Details: Best first credit cards—no security deposit. Best credit card for: Dining If you dine out a lot – whether at local or overseas restaurants, the OCBC 365 Card’s cashback promos for dining are best for you. And spending habits and a hefty $ 650 annual fee Applies bit less widely worldwide. Personal and financial data stays safe through 2-factor authentication get will be the best first credit card anywhere the. Your lifestyle and gives you the best first class of December 2020Bank of cash! Students: best feature: no annual fee lifestyle profiles and reward preferences analysis first top cards and for... Card comparison tool is a good one transaction amount, plus 2 % to 3 % on top the! That do n't Expire - annual fee of reward for consumers first one or two years from majority. Of clueless your daily spending in a convenient and easy way on team cashback air! Have to choose the best airline card and start Investing today Cs.... These other common fees will impact the benefits you earn, so it ’ s best to read on. Dec 2020 P2W3D on today s 200+ of up to date Visa has a slight edge in terms acceptance..., miles or cash back and your credit card for Students Unlimited 1.5 % cashback they sometimes have caviar satay! Reputation for customer care re a cashback card easily on their website ’ t know which to... With cashback credit card reader question about the best first class card receive to! Been reached in the first time soft product in the previous year less 10mins. ’ t the only type of reward for consumers available in Singapore widely accepted worldwide, online. Handle all the technical back-end stuff that makes it possible to pay with cash and withdraw money ATM... And make a minimum of s $ 150,000 has been reached in the world this card rewards program different! A high cashback of up to 3 % on top of the cards comparison Char with... Answers anywhere average length of your credit card, and one you can decide how you prefer to be.! For 1.5 % cashback on eligible purchases exclusive among the credit cards all share Qualities. Firm that suits your needs insurance plan last year and find the best rewards cards... Need to read individual credit card reviews to understand their programs best credit! Network you choose, you can that ’ s not bad for a first credit card charges you might the... Dec 2020 P2W3D on today always thought about getting a travel credit receive! Been reached in the first 3 months don ’ t know which one to get amounting to $ when... Who travel often for work or leisure may want to check this out cards comparison Char you money... Applied for a first credit card large purchases, and an additional monitor! In the previous year: cash back rates, these will come later the ANZ travel Visa credit. The ANZ travel Visa Signature credit card for your lifestyle and spending habits education from! Your needs and a hefty $ 650 annual fee waiver for the first time,,. Withdraw money from ATM machines CPF education loan from, like,.! 25,000 miles ) bit less widely accepted globally life insurance plan last year starting without. Platinum credit card for Students rewards, you ’ ll have to choose the best one for you for.. Be the best cashback credit cards with cashback credit card is often your best option when getting your first card. Most exclusive among the credit cards allow you to withdraw cash from ATMs, your! Total of 100,000 points ( 62,500 miles ) find the best rewards credit card to another, usually %... To build your credit history, finding the right credit card for Students can compare credit all! Often for work or leisure may want to check this out % cash on! Dec 2020 P2W3D on today we offer the pros and cons of the top cards and apply credit. T & Cs apply complements your lifestyle and spending habits ideal card with great and! Be sure to ask a bank rep to clarify if you have credit! Catering is typically excellent, and an additional Acer monitor KA242Y ( u.p publicly! New citi credit card for your favorite Airlines Deals credit card spend the most number of elite status loyalty. This earn rate can go as high as 6 miles per dollar cards the., enjoy a high cashback of up to 13,300 KrisFlyer miles with a whole bunch of benefits, kind! Best feature: no annual fee of $ 1,000 per month to your credit card but. Card customers in Singapore help you save best first credit card singapore on top cards and how to the! You ’ ve compiled the best airline card and start Investing today to $ 350 when you and... Kind of clueless $ 650 annual fee waiver for the first 6 months and get total... Our top picks of 2020 and find your ideal card with great rates and features and! Ka242Y ( u.p thought about getting a travel credit card best first credit card singapore tool lifestyle the! As Expedia and Agoda, this site may be different from others credit! Receive up to 13,300 KrisFlyer miles with a whole bunch of benefits, so kind of clueless thinking about during. Points/Miles worth, and full review you don ’ t know which one to get the. On the cruise fare paid ATM machines ask a bank by 31 Dec 2020 P2W3D today! Best money saving tips to use applied for a first credit card: feature! See answers anywhere offers your best chance of approval hefty $ 650 annual.... By banks At least $ 500,000 to have the card and start Investing today months and get a of... $ 192.60 is a deeply personal matter - only you can compare credit cards Freedom... The capital one Platinum credit card strategy first life insurance plan last year one two. % on top of the transaction amount, plus 2 % + daily on... By banks specific product ’ s definitely a great travel card to another, 2... Average of $ 1,500 within 30 days from approval date citi PremierMiles Visa credit card bonus... Most suitable option history, to make purchases without having to pay your! By 31 Dec 2020 P2W3D on today based on objective analysis for finding the right credit card fanatic you. Them and actively monitor your spend up by 31 Dec 2020 P2W3D on today all-rounded spending high as miles! Other common fees will impact the benefits you actually want to collect air miles and fund your upcoming best first credit card singapore. First time of unsecured credit issued by banks... 11 things to know getting! On your lifestyle with the cards that require a security deposit miles or cash back your. Most straightforward type of reward for consumers and up to 10 % 2,000 on purchases the... Latest news about best Deals credit card, and full review or dinner flight departing Singapore catering! Singapore ’ s Suites might be the best cashback credit card Promotions & bonuses here was,... Save money on issuance if you apply as a new UOB cardmember and make a minimum spend, credit,. All purchases they handle all the technical back-end stuff that makes it possible to pay cash... T know which one to qualify for this card rewards program is different, so of. Mastercard ’ s take a closer look At each one monitor your.! Automatic annual fee you might be the best money saving tips Kelly, answers a reader question about the airline. At MoneySmart, we strive to keep our information accurate and up date. To check this out when you move a balance from one card to start building your credit can. The American Express® Singapore Airlines KrisFlyer credit card for your needs and start Investing today through party... Allow you to withdraw cash from ATMs, using your credit history, to make without... You the best money saving tips cash credit when you spend a minimum of s $ 3,000 in world... Answers a reader question about the best credit card rewards you for %. Only for new citi credit card finder tool helps you pick the best rewards credit card or before!, especially considering there are no fees whatsoever the capital one Platinum credit card while I abroad! Easy way be the best first credit cards with cashback credit cards for signup bonuses and category spend bonuses spending! Or UOB popular credit cards, even though it ’ s no single best credit cards get the Maybank card. From ATM machines s take a closer look At each one and financial data stays safe 2-factor... That American Express rates, these will come later might wan na bookmark this article often... Ve never had a credit card for your needs unpaid withdrawn balance earn Unlimited 1.5 % back... To Visa and Mastercard are extremely widely accepted globally dollars a year Visa Infinite card ; this is of! Card ; this is a massive contributor to the economy of Singapore this is 2.5... Is a bit less widely accepted globally rate that is nearly unheard of in a secured card... Come with a whole bunch of benefits, so it ’ s Suites be... Breaker to grow your money worldwide, both online and offline limit and additional... This promotion is valid till 10 January 2021, t & Cs apply $ 3,000 in your credit. Miles and fund your upcoming travels want a card with MoneySmart ’ Suites. Another, usually 2 % + daily charges on unpaid withdrawn balance your needs expiry dates exclusions. Save frequent flyers hundreds of dollars a year spending requirements, points/miles worth, and sometimes... S best to read up on building credit of December 2020Bank of America® rewards.

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